Managing Student Loans
在你毕业，离开学校，或者低于半期制注册后，你有六个月的时间开始还款。 这六个月的时间被称为“宽限期”。 您的联邦贷款服务机构将提供有关还款的信息，并将通知您开始还款的日期。
You will be able to choose a repayment plan that meets your needs. The amount you pay and the length of time to repay your loans will vary depending on the repayment plan you choose. Generally, you’ll have from ten to twenty-five years to repay your loans. Our office recommends that you explore the Direct Loan Repayment Plans and Calculators for more information about the repayment plans and to calculate your estimated repayment amount under each of the different plans.
Loan Servicers
All Federal Direct/Stafford, PLUS, and Graduate PLUS loans are now being serviced by one of the agencies listed on studentaid.gov. For specific questions about loan repayment or deferment, you can contact your federal loan servicing center directly. If you are not sure who your federal loan servicer is, you can look it up by logging into studentaid.gov.
For more information on loan servicers, please go to studentaid.gov.
Federal Student Loan Information
View your federal student loan and grant history, and find out where to make your loan payment by logging in to studentaid.gov.
Repaying Student Loans 101
Review important concepts, tips, and recommendations for repaying your student loans at studentaid.gov.
Federal Student Loan Repayment Plans
You can pick from repayment plans that base your monthly payment on your income or that give you a fixed monthly payment over a set repayment period.